Wagga Mutual Credit Union Ltd

Credit Unions & Societies - Wagga Wagga, NSW

We Belong To You

141 Peter St, Wagga Wagga NSW 2650

(02) 6921 6026
Postal Address
Postal Address
PO Box 5544, Wagga Wagga NSW 2650
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  1. About Us

  2. Products and Services

About Us

As a credit union, we are committed to lower fees and charges for members.
We're a member-owned, community-focussed credit union and we want to be an organisation that develops value for the community and its people through everything we do. By engaging with people about issues that matter to them and where we can make the greatest impact in our communities. Social media or as we like to refer to it as - our community, is one way for us to have these conversations.

Credit unions are financial institutions, but we are not banks. While we meet the same regulatory standards as some of the biggest banks, we are 'authorised deposit taking institutions' and are regulated under the Banking Act, Corporations Act and the Australian Prudential Regulatory Authority.

There are many reasons why credit unions are different to other financial institutions, but the main difference is that you become a member when you join. Every member is a shareholder, with an equal say in how the credit union is run.

Once the expenses of a credit union are met, any additional income is returned to members in the form of extra benefits such as: *Better interest rates on deposits *Better interest rates on loans, *Lower fees and charges, *Enhanced member services like telephone banking, internet banking and BPAY®, *Education programs on the wise use of money, *Retirement planning and superannuati

Payment Methods

BpayCashChequesDirect DebitDirect DepositEFTEFTPOSMastercardVisa
35 087 650 860
Also listed under
Finance--Mortgage Loans

Products and Services


ATM, Banking, Financial Planning, Foreign Exchange, Internet Banking, Lines of Credit, Refinancing, SMS Banking, Telephone Banking


Car Loans, Cash Management Accounts, Cheque Accounts, Credit Cards, Debit Cards, Home Loans, Investment Loans, Loans, Mortgages, Personal Loans, Savings Accounts, Term Deposits, Transaction Accounts

Hours of Operation

Open Monday - Friday

Service Option

By Appointment, Mobile Service