Cash Smart

Financiers & Investors - Goodna, QLD

Locations: Goodna, Browns Plains, City, Logan Central & Stones Corner.

Ste 9/ 2 Smiths Rd, Goodna QLD 4300

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  1. About Us

  2. Products and Services

  3. Additional Locations

  4. FAQs

About Us

About Cash Smart

  • For all your cash loan needs
  • Friendly & professional service
  • Bond loans
  • Medical expenses
  • Fast cash loans and bad credit loans too
Personal loans, bond loans, home loans, pay day advances, cheque cashing & Western Union.
Cash Smart Pty Ltd opened as a micro lender in 2004 and has slowly grown over the years offering 2 main loan products. Our first staff members are still with us today. We pride ourselves on offering a friendly and professional service and many customers return to borrow again, word of mouth is our best advertisement.

Services: *Bonds, *Car rego, *Car repairs, *Deposits, *Emergencies, *Home maintenance, *Medical bills, *Unexpected bills.

Cash advances: *You can borrow up to one week's take home pay, *The money is paid directly into your account, *You pay us by direct debit or payroll deduction, *Repayments are spread over two fortnights, or four weeks.

Qualifying for Cash Smart loans and advances is easy: *Over 18 years of age, *Had your job for at least 3 months, *Been at your current address for at least 3 months, *Paid directly into your bank account, *Not currently bankrupt or in a chapter IX arrangement.

Payment Methods

Direct Debit
37 111 606 127
111 606 127

Products and Services

Loan Type

Car Loans, Commercial Finance, Debt Consolidation, Housing Finance, Marine Loans, Medical Finance, Payday Loans, Property, Short Term Loans, Term, Unsecured


Commercial, Residential

Lender Type

Non-bank, Wholesale Lenders


Instant Cheque Cashing

Service Option

Emergency Service, Same Day Service

Payment Concern

Financing, Hire Purchase, Rentals, Second Hand


Locally Owned, Owner Operated

Hours of Operation

Open Monday - Friday

Additional Locations

Showing 3 locations in 1 states


  • How quickly can I get approved?

    We will process your application the same business day that we have all your information as described on online lending steps. If you want to borrow again in the future it'll be easier and quicker as you'll have built up a history with us.

  • How will I get my money?

    Personal loans will always be transferred directly to your bank account. It will arrive overnight as cleared funds which can be accessed immediately. Payday advances can be collected in person from a store or be transferred to your bank.

  • Will I qualify?

    We only have a few basic requirements. If you are over 18, are in full time employment, earn over $400 a week, and can afford the repayments then you are likely to qualify.

  • Can I have more than one personal loan or payday advance at the same time?

    No, you can only have one payday advance, or one personal loan at any one time. Because we are a responsible lender, we need to make sure that you can affordably pay back your loan. When you've built up a history with us you may be able to get one pay advance and one personal loan if its clear you can manage them together.

  • My payday or my bank details have changed?

    If any details have changed, it's not a problem, just call us on 1300 762 731 and we'll be able to sort it out or use the existing customers update your details form.

  • What if I think I might have difficulty making a payment or two?

    We know things can change. If you are having problems, we always recommend that you give us a call to discuss things and we'll do our best to help. So long as you keep us informed we'll find a way to help.

  • What's a personal loan?

    It's an unsecured loan, usually about $1000 but could go up to $2000. They get repaid over a 6 month period but you can pay it quicker and save yourself some interest if you want to. Weekly repayments for $1000 would be $59.89 for 26 weeks, that's 6 months.

  • What's a payday advance?

    It's an unsecured loan, usually only $200 the first time but could go up to $500. They get repaid over a 4 week period. The repayment dates are set to match your own pay day and pay cycle, for example 4 weekly payments or 2 fortnightly payments or 1 monthly payment. Weekly repayments for a $200 advance would be 4 weeks of $65.75 You can pay it quicker if you want to.

  • What if my credit provider and I cannot agree on a suitable arrangement?

    If you have been unemployed, sick or there is another good reason why you are having problems with your contract, then your contract may be able to be changed to meet your situation.You may be able to apply to the court. Contact your Government Consumer Agency or get legal advice on how to go about this. There are other people, such as financial counsellors, who may be able to help.