Motor Finance Wizard

Finance--Motor Vehicle

We Say Yes with Car Loans and Leases for everyone.

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  1. About Us

  2. Products and Services

  3. FAQs

About Us

  • Pensioners
  • Discharged Bankrupts
  • Self-Employed
  • Unemployed
  • Credit Defaults
Previously found it difficult to obtain vehicle finance? Simply complete an online application or call us on 1800 CAR LOAN.
The company structures its lending criteria on a customer's current financial position rather than weighting approvals heavily on their credit history. This methodology has enabled more Australian's the opportunity to finance their own motor vehicle. No matter what situation you're in, we focus on finding the right finance solution for you.

Get the motor vehicle and finance solution that's right for you.

At Motor Finance Wizard, we know everyone's situation is different. No matter what situation you're in, we focus on finding the right motor vehicle and finance solution for you. We can facilitate the process of obtaining third party finance for you or offer you a customised in-house lease product.

Apply with Motor Finance Wizard and get same-day approval.

Our online application form allows customers to apply for third party finance or our in-house lease product in the privacy of their own home or office at any time of the day, any day of the week. In some cases, applications are approved the same day.

Get approved based on what you can comfortably afford.

The last thing we want is for customers to end up in financial hardship. Motor Finance Wizard assesses applications based on each individual applicant's current financial situation. The amount customers are approved for is indicative of what the individual applicant demonstrates they can comfortably afford and repay.

Products and Services



Payment Concern

Financing, Leasing


Australian Owned


Finance, Cars, Loan, Lease, Rent, Rental, Motor, Cheap, Affordable, Brisbane, City, Adelaide, Melbourne, Dealership, Dealerships, Credit, Accessible, Ford, Holden, Mazda, Toyota, Used, Second hand, Trade in, Pre loved, Hardship, Slacks Creek, St Marys, Maidstone, Unemployed, Bankrupt, Default, Pension, Pensioner, Single, Apply, Centrelink, Vehicle, Lender, Flexible, Self-employed, Warranty, Service, Performance, Family, 4WD, Expert, Unsecured, Secured, Nissan


  • Where can I apply?

    Our online application form means you can apply for third party finance or our in-house lease product in the privacy of your own home or office at any time of the day, any day of the week. You can also apply over the phone by calling 1800 227 562.

  • What documentation do I need to apply?

    Like most lenders, we require three (3) forms of personal identification. This includes proof of ID (Driver Licence or Medicare card), income (pay slips) and residency (electricity bill).

  • I have a bad credit history, can I still apply?

    Yes. We facilitate third party finance for, and/or offer our in-house lease product to customers who are unemployed, ex-bankrupt, self-employed, a sole parent pensioner, lacking financials, subject to previous defaults. We will assess your application based on your current financial situation. The approved amount is indicative of what you demonstrate you can comfortably afford and repay.

  • How long does it take to get approved?

    Whilst we work as quickly as possible to assess your application, assessment times vary depending on the information provided by each applicant. To minimise the time it takes to assess your application, please complete the application form as accurately as possible and provide us with all of the documents outlined in the checklist sent to you after you submit your application.

  • What sort of vehicle can I get?

    The type of vehicle depends on your individual needs and what you can comfortably afford. The more money that you contribute to your initial payment however can improve the range of vehicles from which you can choose.

  • Can I use my current vehicle as a trade-in?

    If you are looking to enter into a finance or lease agreement through Motor Finance Wizard and you already own a car, yes, you can trade-in your pre-owned vehicle.

  • What is Motor Finance Wizard's in-house lease product?

    Our consumer lease allows you to lease a motor vehicle over a period of time (usually 60 months) whereby you make regular rental payments until the term of the contract finishes. At the full term of the lease you can: hand the vehicle back to the dealership, make an offer to purchase the vehicle or upgrade to another consumer lease. Acceptance of the offer to purchase the vehicle will be at the sole discretion of Kwik Finance Pty Ltd, out credit collections division.