Insurance Watch
27 Years
in Business
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About Us
Compare & Save On Insurance
- Compare Quotes From 10 Insurers
- Don’t Pay Too Much For Your Insurance
- Fully Licensed Life Insurance Broker
- Get Advice From Qualified Advisers
- Help With Claims
- General Info
Insurance Watch is an online service comparing quotes for Life & TPD, trauma and income protection insurance.
Insurance Watch is a comprehensive online platform dedicated to helping Australians compare life insurance policies with ease, transparency, and confidence. By offering side-by-side comparisons of leading insurers, detailed policy features, and real customer reviews, Insurance Watch empowers users to make informed decisions tailored to their individual needs and budgets.
Insurance Watch enables you to buy your insurance in an environment free of sales pressure. We provide you with quotes and policy benefits comparison information on our entire range of available insurance products so that you can make an informed purchasing decision.
Insurance Watch is a Corporate Authorised Representative of Synchron AFSL 243313. "Thank you for your extremely helpful, communicative and prompt advices. You really have impressed me. It would be my absolute pleasure to recommend you, and Insurance Watch services to others. Thank you again." - Chris (QLD).
"I have been meaning for the past month to email and thank you for all your help at such short notice at the end of February. Everything is now in place with my life insurance and I feel so much better. I hope you don't mind, but I have passed your details on to a friend of mine." - Ann (NSW).
- Accreditations
Online Quotes, Reviews And Claims ratingsBest Deals From 10 Life Insurance Companies10% Cashback Of First Year’s Premium- Email Business
- Payment method
- debit, mastercard, visa, cash, amex
- Established
- 1999
- ABN
- 49 073 368 171
- Ownership
- Locally Owned
- Service Notes
- Access our website 24/7 to run online quotes and apply for insurance
- Free Estimates
- Yes
- Other Link
- Categories
- Commercial
- Yes
- Licenses
- Legal ID: TPD
- Keywords
- AIA, AMP, Asteron, BT, Cashback, ClearView, CommInsure, Compare Premiums, Discount Life Insurance, Insurance for super funds, Integrity, Life Insurance Advice, Life Insurance Broker, Life Insurance Companies, MLC, MetLife, NEOS, OnePath, Online Life Insurance Quotes, SMSF Insurance, TAL, Zurich
FAQs
Are insurance premiums tax deductible to individuals?
For Life, TPD and Trauma policies the answer is generally no. However income protection premiums are generally tax deductible in the year they are paid. This means that if your marginal tax rate is 30% you will effectively receive a tax refund of 30% of your premium when you complete your tax return.
Will I need to have a medical exam or blood tests to obtain insurance?
Life insurance companies have in recent years relaxed their medical requirements. If you are under 45 you can generally apply for up to $2.5 million of life insurance cover or income protection up to $6500 a month without any medicals. Having said this, if you disclose a medical condition in your application the insurer may still request a report from your doctor, medical exam or blood test in order to obtain more information about this.
Can my Self Managed Super Fund (SMSF) be the owner of mylife insurance policy?
Yes. All of the Life/TPD policies quoted on our website can be owned and paid for by a SMSF for one of their members. Some insurers offer discounts where related persons apply with them.
Do I have to be an Australian resident to apply?
Yes. Usually only persons with Australian permanent residency status or who are in the process of applying for permanent residency will be considered for insurance. For new immigrants to Australia there may be a period of established occupation and income required before income protection or TPD cover is provided.