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      Australia's Trusted Mortgage and Finance Brokers

      • 100+ years Combined lending experience
      • Award-winning finance broking business
      • Ongoing Client Service Program
      • Over 800 5-star Google reviews
      • Panel of 50+ Banks and Non-Bank Lenders
      General Info

      Natloans makes finance easier, faster, and fairer - with expert mortgage & finance brokers, great advice, and outstanding service.

      Natloans – Award-Winning Mortgage & Finance Brokers in Cheltenham, Melbourne Looking for an experienced mortgage or finance broker in Melbourne? Natloans is an award-winning mortgage and finance brokerage based in Cheltenham, in Melbourne's Bayside area, servicing clients across Melbourne and Australia-wide. With more than 15 years' experience, access to 50+ lenders and more than 10,000 customers helped, our experienced mortgage and finance brokers compare a wide range of lending options and provide personalised support from your initial enquiry through to approval and settlement. From our Cheltenham office, we assist customers throughout Bayside Melbourne and greater Melbourne, including Cheltenham, Beaumaris, Black Rock, Brighton, Hampton, Highett, Mentone, Moorabbin, Parkdale and Sandringham. Through our phone and online service, we also help customers with their finance needs across Australia.

      Whether you're buying your first home, purchasing your next property, refinancing an existing mortgage, investing or building, our mortgage brokers can help you understand your options and compare suitable home loans from our panel of lenders. We can assist with: • First home buyer loans • Home loan refinancing • Investment property loans • Construction and renovation loans • Self-employed and complex lending • Debt consolidation • Commercial property finance

      Buying a new or used vehicle? Natloans provides car finance and asset finance for personal and business customers across Melbourne and Australia. Our finance brokers can help arrange finance for: • New and used cars • Electric vehicles • Motorcycles • Caravans • Boats • Commercial vehicles • Trucks and equipment • Business assets Natloans can also assist with personal loans, debt consolidation, business loans, equipment finance and other lending requirements. Whether you're looking to fund a major purchase, consolidate existing debts, purchase equipment or obtain finance for your business, our team can help you explore lending options from our panel of lenders.

      Natloans combines the convenience and lender choice of a national finance brokerage with the personalised service of an experienced local team. Our customers benefit from: • Access to 50+ lenders • More than 15 years' mortgage and finance broking experience • More than 10,000 customers helped • Over 900 5-Star customer reviews • Award-winning mortgage and finance brokers • Personalised lending solutions • Local Melbourne-based support • Australia-wide service • Support from enquiry through to settlement • Ongoing assistance after your loan settles Natloans was named Best Finance Brokerage (Office) – VIC & TAS at the 2026 Better Business Awards and was a National Finalist for Diversified Brokerage of the Year at the 2026 Australian Broking Awards. Our team helps customers with lending requirements ranging from straightforward home and car loans through to more complex finance scenarios. Talk to Natloans Whether you're searching for a mortgage broker in Cheltenham, a mortgage broker in Melbourne, home loan refinance, investment loan, car loan, personal loan, business finance or asset finance, talk to the Natloans team about your options. Visit our Cheltenham office by appointment, speak with one of our experienced finance brokers by phone, or get started online from anywhere in Australia. Natloans – Award-winning mortgage and finance brokers helping clients in Melbourne and Australia-wide.

      Email
      Established
      2011
      ABN
      39153007240
      ACN
      153007240
      Staff
      11-20
      Ownership
      Locally Owned
      Free Estimates
      Yes
      Other Link
      Categories
      Mortgage Brokers, Car Loans & Motor Vehicle Finance, Finance Brokers
      Licenses
      Legal ID: ACL 386297 and ACL 389087
      Keywords
      Asset finance Australia, Asset finance Melbourne, Boat loans, Business finance, Business loans Melbourne, Car finance Melbourne, Car finance broker Melbourne, Car loan broker, Car loans Australia, Car loans Melbourne, Caravan loans, Commercial finance, Commercial property finance, Commercial vehicle finance, Construction loans, Debt consolidation loans, EV finance, Electric vehicle loans, Equipment finance, Finance broker Australia, Finance broker Cheltenham, Finance broker Melbourne, First home buyer loans, Home loan broker Melbourne, Home loan refinancing, Home loans Melbourne, Investment property loans, Low doc business loans, Mortgage broker Australia, Mortgage broker Cheltenham, Mortgage broker Melbourne, Mortgage refinancing, Motorcycle finance, Natloans, New car finance, Personal loans Australia, Personal loans Melbourne, Refinance mortgage Melbourne, SMSF business property finance, SMSF commercial property loans, Self-employed home loans, Truck finance, Used car finance, Vehicle finance
      FAQschevron down

      Can Natloans help first home buyers and property investors?

      Yes. Natloans assists first home buyers, people purchasing their next home, and property investors. Our mortgage brokers can guide you through the lending process, explain different loan structures, and compare suitable home loan options from our panel of lenders.


      Can Natloans help me refinance my home loan?

      Yes. Our mortgage brokers can review your existing home loan and compare refinancing options from our panel of lenders. Whether you're looking for a more competitive loan, different features, debt consolidation, or want to review your current mortgage, we can help you understand the options available.


      Can Natloans help self-employed customers and businesses?

      Yes. Our brokers regularly assist self-employed customers and business owners. Depending on your circumstances and the lender's requirements, we can explore home loans, business loans, commercial property finance, vehicle finance, equipment finance, and other lending solutions.


      Does Natloans arrange car loans and vehicle finance?

      Yes. Natloans can arrange finance for new and used cars, electric vehicles, motorcycles, caravans, boats, and commercial vehicles. We assist both personal and business customers and can compare suitable vehicle finance options from a range of lenders.


      Does Natloans service customers Australia-wide?

      Yes. While our office is based in Cheltenham, Melbourne, Natloans provides mortgage and finance broking services to customers Australia-wide. Much of the finance process can be completed conveniently by phone and online, allowing our brokers to assist customers regardless of where they live.


      How quickly can Natloans arrange finance?

      Approval times depend on the type of loan, lender, and individual circumstances. For straightforward car, personal, and asset finance applications, decisions can sometimes be obtained quickly, while home loans and more complex lending generally take longer. Our team works to keep the process moving and will let you know what information is required at each stage.


      What types of loans can Natloans help with?

      Natloans can assist with a wide range of finance, including home loans, refinancing, investment property loans, construction loans, car loans, personal loans, business finance, commercial property finance, equipment finance, and other types of asset finance. Our brokers can help you understand your options and find a lending solution suited to your circumstances.


      Where is Natloans located?

      Natloans is based in Cheltenham in Melbourne's Bayside area. We assist customers throughout Cheltenham, Bayside, greater Melbourne, and across Australia. Customers can speak with our brokers by phone or online, with appointments at our Cheltenham office also available.


      Why choose Natloans?

      Natloans has been helping Australians with finance for more than 15 years, has access to 50+ lenders, and has helped more than 10,000 customers. We're an award-winning mortgage and finance brokerage with 900+ customer reviews, providing personalised support from your initial enquiry through to settlement and beyond.


      Why use a mortgage or finance broker instead of going directly to a bank?

      A finance broker can compare loan options from multiple lenders rather than limiting you to the products of one bank. Natloans has access to more than 50 lenders, allowing our brokers to consider different rates, loan features, lending policies, and eligibility requirements before recommending suitable options.