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      About Uschevron down

      More Than Just Finance

      • Accredited with over 30 financial institutions
      • Available anytime
      • No cost appointments
      • Over 13 years of experience in the industry
      • Perfect products for your financial situation
      General Info

      Our priority is to find the best solution for whatever financial issue you have.

      Allan Faint has been providing financial services in Hobart since 1999. First with Mortgage House, Wizard Home Loans Hobart and since May 2008 with his own company. His priority is to find the best financial product with the required features at the best prices for clients, without being limited to one particular institution and their products.

      Assisting with finance options since 1999, Allan holds the Diploma Of Financial Services, is an MFAA accredited credit adviser. His Australian credit licence number is ACL 390540. Membership with COSL & Plan Australia & varied industry experience means you will have complete peace of mind that you are dealing with an expert when needing assistance with life largest purchases & investments. I offer a no fee service, I am paid by the lenders, (as are all brokers) so additional fees is not required.

      Outside of the office, Allan is the current president, long term committee member, coach and sponsor of the Clarence Little Athletics Club. When not running around after his kids, he also tries to keep his own fitness level up.

      "Allan is extremely well versed in personal and business loans and has the very rare ability for knowing exactly what his clients require and act accordingly. I very strongly recommend Allan Faint for all your financial needs." - Isabella Galle Booth

      Accreditations
      Accreditation badgeDiploma Of Financial Services - Allan Faint
      Email
      Payment method
      cash
      Established
      2008
      ABN
      32 131 901 918
      ACN
      131 901 918
      Staff
      1-10
      Ownership
      Locally Owned
      Service Notes
      After hours service by appointment only.
      Free Estimates
      Yes
      Other Links
      Categories
      Mortgage Brokers, Finance - Mortgage Loans
      Licenses
      Legal ID: ACL 390540
      Commercial
      Yes
      Keywords
      AFM, AMP, ANZ, Adelaide Bank, B & E, Bank Of Melbourne, Better Mortgage Management, Beyond The Banks, Bluestone, Building Selection Centre, Car Loans Tasmania, Collins Security, Commercial Loans Tasmania, Construction Loans Tasmania, Debt Consolidation Hobart, Finance Broker Tasmania, Firstmac, Free Home Loan Advice, Free Parking, GE Money, HIA Finance Housing Industry Association Tasmania, Heritage Bank, Home Insurance, Home Loan Calculators Tasmania, Home Loans Hobart, Income Protection Insurance, Latrobe, Life Insurance, Loan Consultant Tasmania, Loan Insurance, ME Bank, Machinery And Office Equipment, Mortgage Broker Tasmania, Mortgage Easy, Mortgage Mart, NAB, Non-Conforming Lenders, Pepper, Phoenix Circle, Plan Lending, RedZed Home Loans, Reverse Mortgages, Tax Returns, The Rock, Victorian Mortgage Group, Westpac, Wide Bay Australia
      FAQschevron down

      I have an ATO debt but my current lender will not consider giving me finance to pay it out?

      Call me. Though they are not common, I have some lenders who will consider the paying of ATO debts.


      What type of employment is preferred?

      Full time/permanent/part time is always preferred over casual employment. As a rule of thumb, casual employment needs at least 2 years in the same company or role. Also, best to have probation completed. In general, self-employed people are required to have their last 2 years full tax returns. Call me if there any exceptions.


      In addition to my home loan, I have a few credit cards and a personal loan, after payment of these I do not have a great deal left each month. Can you help?

      If you have enough equity left in your home, a consolidation loan can be done. This can greatly reduce your monthly payments. One thing to remember though it will make life more comfortable now, it will increase your debt over a longer period. Therefore increasing your total interest paid. I will always suggest trying to overcome this by paying more into the new loan.


      What is the secret to paying off a home loan faster?

      No secret. Pay more money into the loan. A loan paid fortnightly will pay an additional month's repayment into the loan per year. This can reduce the term from 30 years to 24. Double loan repayments will reduce the term from 30 down to 8 years. Every extra dollar helps. Even putting additional funds into the loan for a month or so occasionally can help. Especially when you have a free redraw facility on your loan.


      Do I have to have a high rate business loan when using residential security for business finance?

      No, a number of lenders offer standard home loan rates for business finance if using residential security.


      What can I/we do to get the loan prior to application?

      Save as much as possible. A minimum of 5% of the purchase price, saved over at least three months is required by lenders and mortgage insurers. A few lenders do offer loans without the savings history but the criteria are more difficult. Reduce existing debts by dropping credit card limits and if possible eliminating personal and car loan. Give me a call for any more detailed information.


      How much can I/we borrow?

      This will depend on income, a number of dependents, an amount of existing debts, etc. You can call me and I shall be able to help.