Financial Engineers
28 Years
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About Us
Your Local Experts In Mortgage & Finance Solutions Ulladulla
- Free appointments
- Investment loans
- Personal loans
- Professional services
- Qualified staff
- General Info
We’re committed to delivering personalised finance solutions with honest advice, expert support, and genuine local care.
South Coast Business & Financial Solutions is one of the longest established finance/mortgage brokerages on the South Coast of NSW, now having offices or a presence in Ulladulla, Batemans Bay, Nowra and Narooma. We have many satisfied customers throughout the country and by phone, fax, e-mail or face to face meeting, we can service your needs Australia wide.
South Coast Business and Financial Solutions is the longest established finance/mortgage brokerage on the South Coast of NSW. We have many satisfied customers throughout the country and by phone, fax, e-mail or face to face meeting we can service your needs Australia wide. We provide personal, professional service when dealing with your finance enquiries and, being accredited with over 30 banks and major lenders, we normally can find the solution to satisfy your needs. The business has been established since 1998, and with our wealth of finance experience we know what the banks need to see, making the whole process much simpler and less stressful for our customers. The Managing Director, Karen Bashford, has worked in Finance and Insurance for over 20 years and has been a Broker with South Coast Business and Financial Solutions for over 10 years. She brings with her a wealth of knowledge to give every customer personalised and professional service. The Executive Director, Tony Cottam, has over 30 years’ finance experience with 13 years in finance/mortgage broking and over 20 years banking before that, being Vice President and General Manager of a major international bank for the latter 8 years. He is a Senior Associate of the Securities Institute of Australia and holds various diplomas and certificates relevant to the finance industry. South Coast Business and Financial Solutions are accredited with the majority of the major banks and lenders as well as a number of ‘niche’ financiers for those one-off or unusual deals. We constantly monitor the market to make sure that we are getting the most competitive deal for you, our customer, and best of all in most cases our service is free as our lenders pay a fee or commission directly to us.
We provide a comprehensive suite of finance solutions designed to meet both personal and business needs. From home loans and investment loans to construction finance, business and commercial funding, car and equipment finance, and SMSF lending—we've got you covered. We also assist with personal loans, ensuring you have access to flexible options no matter your goals. Our experienced team takes the time to understand your situation, guiding you through the loan process with clear communication and genuine support.
What sets us apart is our commitment to going beyond just the numbers. We offer value through tailored strategies, ongoing support, and an unwavering focus on your financial well-being. By working with a wide panel of lenders, we’re able to negotiate the most suitable deals, saving you time, stress, and money. Our dedication to professional service, local knowledge, and long-term success is why clients continue to trust us with their financial needs. Get in touch with us today to start your journey towards smarter, simpler finance—backed by a team that truly cares.
- Accreditations
CA - Karen BashfordCA - Tony Cottam- Email Business
- Established
- 1998
- ABN
- 50667382961
- Staff
- 1-10
- Service Notes
- Open 7 Days a Week
- Other Links
- Other Email
- Category
- Commercial
- Yes
- Keywords
- Business and Financial Solutions, Finance, Finance & Insurance, Finance - Mortgage Loans, Finance Brokerage, Finance Brokers, Finance Experience, Financial Solutions, Insurance, Mortgage Brokerage
FAQs
What does a mortgage broker do?
A mortgage broker helps you find and apply for the most suitable home or business loan by comparing options from various lenders.
Can I refinance my existing loan with you?
Absolutely. We can review your current loan, compare it with new options, and help you refinance to save money or access equity.
How long does the loan approval process take?
Approval times vary, but with complete documents, pre-approval can take 1–5 days, and full approval may take a few weeks.
Do I have to pay a mortgage broker?
In most cases, our services are free to you, as we’re paid a commission by the lender once your loan is settled.
What is pre-approval, and should I get it?
Pre-approval is a lender's indication of how much you can borrow. It helps you shop with confidence and negotiate effectively.
What types of loans can you help with?
We assist with home loans, investment loans, construction loans, business finance, personal loans, and more.
What if I have a poor credit history?
We can still help. We work with lenders who offer flexible options for people with imperfect credit, depending on your situation.
How is a mortgage broker different from a bank?
We work with multiple lenders, giving you more choice and flexibility, while banks only offer their own products.
Can you help if I’m self-employed?
Yes, we specialise in helping self-employed clients by finding lenders who understand and work with complex income structures.
What documents will I need for a loan application?
You’ll typically need proof of ID, income, expenses, assets, debts, and sometimes extra documents depending on the loan type.