What are you looking for?

      About Uschevron down

      If We Can Help, We Will Make It Happen

      • Cash given for Scrap Gold
      • Fast and reliable service
      • New & exciting premises.
      • Over 30 years experience, Best Rates on the Coast
      General Info

      We loan, buy, sell on most goods.

      The Peninsular Loan Office is a family owned and operated local business with over 30 years in the industry in the Umina Area. We have been servicing the Peninsular area as pawnbrokers and secondhand dealers over this time and we are considered the benchmark as pawnbrokers on the Central Coast.

      We at the Peninsular Loan Office specialise in jewellery where you can receive the best possible prices for your diamond rings and necklaces. We will lend you the most money on your jewellery and if you have any broken or unwanted pieces we can buy these items from you at the best possible prices.

      It is not only jewellery that we lend money on, we lend on musical instruments, cameras, computers, laptop computers, DVD's electrical equipment, tools of trade, lawn mowers, pushbikes, motor bikes, mobile phones, sporting equipment, fishing rods and reels, new kitchen applicants, sewing machines, televisions, antiques, stamps and coins, and most items of value.

      As stated we will lend you the best possible price on your valuable items and our interest rates are the best on the Central Coast. When you no longer want your goods, we will buy them and again for the best price. When we sell our goods we guarantee them 100% and can assure everyone that they have been checked against police records to ensure they are not stolen.

      Accreditations
      Accreditation badgeLicensed Pawnbroker/Secondhand Dealer
      Email
      Payment method
      cash, mastercard, visa
      Established
      1991
      ABN
      94 058 119 798
      Staff
      1-10
      Ownership
      Locally Owned
      Service Notes
      Closed Sundays and Public Holidays
      Free Estimates
      Yes
      Category
      Pawn Shop & Pawnbrokers
      Licenses
      Legal ID: 2PS01067
      Keywords
      Antiques, Cameras, Cash Loans, DVD Recorders, Fishing Rods, Fishing Rods And Reels, Game Consoles, Gold Coins, Guitars, Jewellery, Loan Centre, Money Lent, Motor Bikes, Musical Instruments, Pawnbroker, Secondhand Dealer, Like Cash Converter, Pawnbrokers, Push Bikes, Scrap Gold Buyers, Secondhand Dealer, Small Fridges, Sporting Goods, TV’s, Tools of Trade, Watches, X Box And Play Station Games
      FAQschevron down

      What items do I need to get a loan?

      As stated above, most items of value you can get a loan from as little as $5 to thousands of dollars at the lowest interest rates on the Central Coast. We also buy your secondhand goods, just like Cash Coverters only better.


      What areas do you cover?

      The whole of the Central Coast, even if you are visiting form another area, if you want money come and check us out. All areas of the Central Coast including the Peninsula area, Gosford area, Terrigal - Wamberal areas, all areas.


      When I buy something from your shop, is it guaranteed and how do I know that it is not stolen?

      We guarantee all goods sold from our shop 100% and depending on the item, it comes with a warranty period. You can be assured that it is not stolen because all goods sold from our shop have been checked against the NSW Police records and cleared.


      Is there parking available

      Yes, there is plenty of street parking and we are directly opposite Aldi in Trafalgar Avenue with a large car park.


      Are my goods secure when in your possession?

      Yes, we have just moved into our new premises with the latest back to base alarm systems and security services for after hours. Security is our number one priority. Leave your valuable property in our possession knowing it is safely stored waiting for your return..


      Are your interest rates competitive?

      Yes, we have the cheapest interest rates on the Central Coast. We will not be beaten.


      How do I know my goods will not be sold and I cannot get them back?

      Your goods are kept for a maximum of 3 months, the length of the loan, we are Policed by the NSW Police and the Department of Fair Trading, we are licensed and have been in business for over 30 years. We would not survive in this industry if we were doing the wrong thing. You can be assured we will attempt to contact you, if you want us too, before selling your property.


      Reviews

      Alyssa

      09/20/2025

      You must come here first

      After rejecting a quote from Erina fair Gold buyers I came here feeling worried i wouldn't get a better offer but I actially got nearly double the amount i was offered.

      The gentlemen were very friendly kind and respectful to me and I also got to pat the sweet old security dog ( shop mascot)😀 I highly recommend this business *****