About Uschevron down

Accredited Member of MFAA.

  • Broad lender network availability
  • Empowering clients towards financial freedom
  • Over 30 years of financial expertise
  • Personal, one-on-one financial guidance
  • Tailored financial solutions for you
General Info

We empower clients to make informed financial choices on their journey to financial freedom.

At Carruthers Financial Services, we believe that the path to financial freedom is unique for every client. No two journeys are exactly alike—whether you're a first-time homebuyer, a business owner looking to expand, or someone navigating complex lending requirements, your situation deserves a tailored solution. We take the time to listen, understand your goals, and provide expert guidance at every step. Our mission is to empower you to make confident, informed financial decisions that bring you closer to your dreams. What sets us apart is the breadth of options we bring to the table. We have access to: 30 of Australia's largest residential lenders, 7 leading non-conforming lenders and 13 commercial lenders.

Welcome to Carruthers Financial Services, your trusted partner in achieving financial freedom and reaching your financial aspirations. With our base in lovely Wollongong, we're a home-grown team brimming with enthusiasm and commitment to guiding individuals, families, and businesses through their financial journeys. Since our establishment in 2000, our core aim has been to fill the void left by big banks, offering personalised, one-on-one financial guidance and support that truly resonates with your personal and business goals.

We understand that every client's path to financial freedom is distinctive. Whether you are stepping into the market as a first-time homebuyer, a business owner poised for expansion, or an individual facing intricate lending necessities, our approach is tailored to fit your unique scenario. We pride ourselves on taking ample time to listen to your needs, comprehend your objectives, and deliver expert advice that helps you make informed financial decisions. Through this focused approach, we strive to empower you towards realising your dreams, no matter how daring they may seem.

One of the defining traits of Carruthers Financial Services is the vast array of choices we offer to our clients. Our extensive network includes:- 30 of Australia's largest residential lenders 7 leading non-conforming lenders 13 renowned commercial lendersThis extensive network not only enables us to explore a broad range of loan products and structures but also ensures that we can identify the most suitable financial solutions tailored to your specific circumstances. By prioritising your interests and harnessing our longstanding relationships across the lending spectrum, we are dedicated to providing personalised outcomes that aid you in your journey toward lasting financial wellbeing.

Email
Established
2000
ABN
71 092 943 167
Ownership
Locally Owned
Service Notes
Please call to arrange an in home consultation.
Free Estimates
Yes
Categories
Licenses
Legal ID: Credit Representative Number [400226] of BLSSA Pty Ltd (Australian Credit Licence No. 391237)
Commercial
Yes
Keywords
Business Finance, Development Finance, Equipment Finance, Home Loans, Mortgage Broker Wollongong
FAQschevron down

How do I start with Carruthers Financial Services?

Contact us to arrange a free consultation to discuss your goals and our systems.


What qualifications does David Carruthers have?

David has a Bachelor of Commerce, studied accountancy at TAFE, and is also a Justice of the Peace.


What is the approach of Carruthers Financial Services?

We focus on listening to our clients, understanding their goals, and providing expert guidance.


What makes Carruthers Financial Services different?

We offer a broad range of options with access to over 30 residential lenders and tailored financial solutions.


What type of lending options are available?

We offer access to numerous residential, non-conforming, and commercial lenders.


What services does Carruthers Financial Services offer?

We provide personalised financial consultations and solutions for purchasing homes or businesses and other financial needs.


Where is Carruthers Financial Services based?

We're located in Wollongong, with a PO Box in Unanderra NSW.


Does the founder have experience with large banking institutions?

Yes, David Carruthers has over 30 years of experience in major banks like NAB.


Can Carruthers Financial Services assist with business financial needs?

Yes, we assist with business financing, including growth and development needs.


How can I contact Carruthers Financial Services?

You can either call us at 0403 090 169 or fill out the online contact form.