Templeton Advice Group

What does a financial planner do?

A financial planner helps you manage your money, plan for the future, and achieve financial goals through tailored strategies.

How often should I review my financial plan?

At least once a year or whenever you experience a major life change (e.g., new job, marriage, children, etc.).

What documents should I bring to my first appointment?

Bring recent financial statements, super details, insurance policies, payslips, and any existing investment info.

What is the difference between general and personal advice?

General advice doesn’t consider your situation; personal advice is tailored to your financial goals and needs.

What do you do if you are concerned about market ups and downs?

Global markets are shifting constantly, and volatility has become the norm. Investors can get understandably nervous and concerned about the fall in the value of their investments. When emotions take charge, it's important to avoid falling into some of the traps that appear when markets are unpredictable.

Do you need financial advice?

If you could achieve your financial goals by simply putting money away in the bank, you wouldn't need a financial plan. Unfortunately, life is a little more complex it's hard to understand the intricacies of investment, taxation and ever-changing regulations, so you need professional help.

Do I need a financial planner?

If you’re planning for retirement, buying property, managing debt, or building wealth, a financial planner can guide you.

Is financial advice regulated in Australia?

Is financial advice regulated in Australia?

What’s involved in retirement planning?

It includes budgeting, assessing superannuation, estimating future needs, and creating income strategies for retirement.

What is superannuation planning?

It’s the process of managing your super to ensure it grows effectively and supports you in retirement.

Who can you trust?

Not all financial planners are the same. By looking for a financial planner that is a member of the FPA, you can rest assured that they are highly qualified, experienced and will do the right thing by you.

What is your financial advice process?

Our six-step process includes understanding your goals, profiling your situation, agreeing on services, preparing advice, presenting recommendations, and implementing investments.

How can you find a financial planner?

Please click here to use our directory to find a financial planner who is a member of the FPA in your area, just like Templeton Advice Group.

How can Templeton Advice Group help you?

The FPA is your trust mark when seeking a financial planner. To be a member of the FPA, financial planners must have more experience, ongoing education as well as professional and ethical obligations, than the law requires. This provides you with peace of mind knowing your FPA financial planner is well-qualified, experienced and will do the right thing by you.

What does the FPA do?

The Financial Planning Association (FPA) is the professional body for financial planning in Australia. Of 10,000 members, more than 7,500 are practicing financial planners accomplished professionals who sign up to high standards and put their clients' interests first. Find out more about the FPA.

What sort of advice do you need?

The advice you seek can be holistic (which takes into account your full financial situation, needs and gaols) or scaled (where you only seek advice for particular purposes). Scaled advice is a new feature part of the proposed reforms that aims to improve the quality of advice to Australians. This means that you could see a financial planner for a particular purpose that is most relevant to you at any point in time.

What do you need to ask at an initial meeting?

The introductory meeting is your opportunity to make sure that you feel comfortable with the financial planner's professional credentials and that you get on well. A sure sign of a good financial planner is that they don't rush you, carefully listed to you and clearly explain where they can add value and where they can.

How are financial planners paid?

They may charge fees for service, receive commissions, or use a combination of both—always ask for full fee disclosure.

How can Templeton Advice Group help with cashflow management?

We assist you in understanding and controlling your cashflow to maintain your lifestyle and achieve financial goals.

What does your retirement planning service include?

We create personalised retirement plans to ensure a smooth transition and a clear path to follow.

How do you help with estate planning?

We develop estate plans to meet your needs and fulfill your wishes, providing peace of mind.

What type of insurance advice do you offer?

We help protect your family, finances, and ability to reach your goals with tailored insurance solutions.

How do you assist with superannuation?

We maximise the benefits of superannuation, a tax-efficient way to grow your wealth, making it work best for you.

What support do you offer for aged care planning?

We navigate the financial complexities of aged care, reducing stress so you can focus on daily care needs.

What services does Templeton Advice Group offer?

We provide personalised financial planning, including cashflow management, insurance, superannuation, retirement planning, goal setting, estate planning, and aged care advice.

What qualifications should a financial planner have?

When choosing a financial planner, make sure they have the necessary qualifications. The simplest way to do this is to narrow your selection to members of the FPA which includes CFP professionals.

Can a financial planner help with debt?

Yes. Planners can help create a strategy to reduce and manage debt while still working towards your long-term goals.