Our financial situation and requirements vary during our lifetime, as we progress from young adulthood through parenthood and purchasing our first home, into our middle years and on into retirement.

Significant lifestyle events such as starting or changing jobs, getting married or divorced, buying a house or selecting a mortgage, impending retirement or receiving an inheritance or redundancy would be better managed with good financial advice.

Not all of us have the opportunity in our busy lives to devote to our financial affairs.

How can a financial planner help me?

A financial planner can help you make smart decisions about your money so you can protect and build wealth, enjoy your lifestyle and achieve financial security.

A financial planner will analyse your personal situation and help you set goals for your financial future, assisting with implementing and monitoring your financial plan so that it stays in alignment with your goals. His or her advice may cover investment management, retirement planning, superannuation and self-managed super funds, estate planning, spending, budgeting and cashflow, life insurance and employer superannuation and insurance.

Request a free meeting with a certified financial planner, and ensure you receive a letter of engagement outlining commitment, services, fees and third-party provider relationships before you proceed.

Check your local guides for a list of certified financial planners and call one for an appointment.