AJ Home Loans Gladstone
7 Years
in Business
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About Us
Your Local Mortgage Broker & Home Loan Specialist In Gladstone, QLD
- Appts via phone, video and in person-remote broker
- Comprehensive Lending Solutions
- Flexible appoints available from 7am to 7pm daily
- Local Expertise with a Personal Touch
- Ongoing Support Beyond Settlement
- General Info
Local, family-first mortgage broker in Gladstone, available 7 days a week from 7 am to 7 pm to fit your schedule.
Founded in 2019, AJ Home Loans Gladstone is a locally owned mortgage broking firm in Calliope, Queensland. We offer personalized, transparent financial services, including first home buyer assistance, refinancing, investment property loans, and financial coaching.
After years in corporate roles as a Specialty Business Manager and Business Coach, I saw firsthand how confusing and impersonal the world of finance could be - especially for everyday Australians. I founded AJ Home Loans Gladstone in 2019 to change that. My mission is simple: to provide honest, ethical mortgage broking and financial coaching that puts people before profits. I believe that everyone - no matter their background - deserves access to quality financial advice that schools and banks often fail to provide.
Finding the right home loan in Gladstone doesn’t have to be complicated. Whether you’re buying your first home, refinancing, or investing in property, I’m here to help you navigate the process with confidence and care. I’m Coral Jacobs, founder of AJ Home Loans Gladstone. With over 20 years living and working in the Gladstone community, I’ve helped hundreds of clients across Greater Central Queensland find the right home loan to suit their personal needs and future goals. I treat every client like family - offering honest, grounded advice with your best interests at heart.
I bring deep knowledge and real-world experience to every client relationship:Commissioner of Declarations (CDEC) Diplomas in Finance, Business Administration & Human Resources Postgraduate Business Degree Small Business Coach Former Specialty Business Manager Ongoing partnerships with Australia’s leading banks and lenders This means I can confidently guide you through the entire loan process, explain your loan options in plain English, and ensure your application is well-prepared and positioned for approval.
- Accreditations
Diploma of FinanceCDEC- Email Business
- Established
- 2019
- ABN
- 78 584 284 387
- Staff
- 1-10
- Service Notes
- Open 7 Days A Week
- Other Links
- Category
- Certifications
- CDEC
- Keywords
- Affordable Home Loans Gladstone, Best Mortgage Broker Gladstone, Budget Planning Advisor, Budgeting Clients, Car Loan Specialist, Car Loans Gladstone, Clients Seeking Lower Interest Rates, Debt Consolidation Expert, Debt Consolidation Loans, Debt-Conscious Borrowers, Equity Release Consultant, Equity Release Loans, Experienced Mortgage Broker Gladstone, Financial Advisor Gladstone, Financial Coach, Financially Stressed Homeowners, First Home Buyer Loans, First-Time Home Buyers, Gladstone Car Finance, Gladstone Debt Consolidation, Gladstone Equity Release, Gladstone Financial Planning, Gladstone Home Loan Specialist, Gladstone Investment Loans, Gladstone Money Coaching, Gladstone Mortgage Broker, Gladstone Personal Finance, Gladstone Refinancing Expert, Home Buyers in Gladstone, Home Loan Advisor, Home Loan Broker Near Me, Home Loans Gladstone, Homeowners Looking to Refinance, Investment Loan Consultant, Investment Property Loans, Investors in Gladstone Property, Local Mortgage Broker Gladstone, Money Coaching Gladstone, Mortgage Broker, Mortgage Broker Gladstone, Mortgage Broker Near Me, Personal Loan Broker, Personal Loans Gladstone, Property Investors, Refinance Specialist, Refinancers in Gladstone, Refinancing Loans, Reliable Home Loan Advisor Gladstone, Top Home Loan Specialist Gladstone, Trusted Mortgage Broker Gladstone
FAQs
Is it better to go to a bank or use a mortgage broker for my first home loan?
Banks can only offer their own products. As a mortgage broker, we compare over 60 lenders to find the most suitable home loan for your unique situation. We work for you, not the bank, and we’re here to support you long after the loan is approved.
What do I need to get pre-approved?
Clients often don’t know what documents or steps are involved. Pre-approval is a key milestone that gives them confidence when house hunting.
How much does it cost to use AJ Home Loans Gladstone as a first home buyer?
Our service is free for first home buyers. We’re paid a commission by the lender once your loan is settled, and we’ll always be upfront if there are any other costs involved. Our goal is to help you make confident financial decisions without pressure or confusion.
How much can I borrow?
Understanding your borrowing power is one of the most common questions we get from first home buyers, upgraders, and investors. At AJ Home Loans Gladstone, we help you figure out how much you can borrow based on your income, expenses, and deposit — so you can shop with confidence.
Where are you located?
We are located at 48 Monterey Way, Calliope QLD 4680.
Can you help with first home buyer grants or government schemes?
Yes, we can! Navigating options like the First Home Guarantee Scheme, QLD First Home Owner Grant, and stamp duty concessions can be confusing. We make it simple by explaining what you’re eligible for and guiding you through the application process from start to finish.
How can I contact you?
You can call us on 0409 311 985.
Reviews
02/19/2026
As first-time home buyers, we felt supported throughout the process. We received honest advice, prompt responses, and never felt pressured. The team’s down-to-earth approach was much appreciated.
01/04/2026
As a first home buyer, I was nervous about the process, but Coral made everything so simple and easy to understand. The service was excellent from a knowledgeable and reliable mortgage broker who took the time to understand my situation and find me a great loan option. Everything was handled professionally, with clear and timely communication throughout. If you’re looking for a mortgage broker in Gladstone who genuinely cares and goes the extra mile, I highly recommend AJ Home Loans Gladstone!
08/23/2025
Best Mortgage Broker in Gladstone, I will be recommending to everyone I know
07/31/2025
AJ Home Loans Gladstone, Coral made securing my investment loan such an easy experience from start to finish. Even though I’m based in Brisbane, she managed everything through calls and email outside of regular business hours for me as I work weird hours as a chef. She explained complex loan structures so simply, I can’t recommend her enough. The whole process was so much easier than with my last broker.
07/27/2025
Coral made the whole loan process so much less stressful! She took the time to explain everything clearly and really went the extra mile with transparency. Definitely recommend if you need help getting your mortgage sorted!
06/18/2025
Can not recommend enough. Coral was extremely helpful and went above and beyond to help us successfully purchase our first home. Nothing was too hard and was available to answer any questions at anytime of the day!
06/17/2025
I can’t recommend AJ Home Loans enough! As a first-home buyer, I had no clue where to start, but the team made the whole process smooth and stress-free. They took the time to explain everything in simple terms, found me a cracking deal, and handled all the paperwork. Super professional, always responsive, and genuinely had my best interests at heart. Thanks to them, I’m now in my dream home with a great rate! If you’re looking for a top-notch mortgage broker in Queensland, these are the guys to go to. Cheers